When most people think about auto insurance, they picture accidents involving other vehicles. But for drivers in Mount Vernon, OH, non-collision incidents are just as important to consider. From storm damage to wildlife encounters, these unexpected events can lead to costly repairs if you’re not properly covered. At Cunningham Insurance LTD, we want to help you understand how to prepare for these situations and protect your vehicle.
What Are Non-Collision Incidents?
Non-collision incidents include events that don’t involve another vehicle but still result in damage to your car. Common examples in Mount Vernon include hailstorms, falling tree branches, vandalism, and hitting a deer. These situations can happen anywhere, whether you’re parked at home or driving along one of the area’s scenic rural roads.
How Comprehensive Coverage Can Help
Comprehensive auto insurance is designed to cover non-collision incidents. It can help pay for repairs or replacement costs if your vehicle is damaged by weather, theft, or wildlife. For Mount Vernon drivers, this type of coverage is especially valuable given the area’s mix of rural landscapes and unpredictable weather patterns.
Tips for Staying Prepared
While insurance is essential, there are steps you can take to reduce the risk of non-collision damage. Park your car in a garage or under a sturdy shelter during storms. Be cautious when driving through wooded areas, especially at dawn or dusk when deer are most active. And always lock your car to deter theft or vandalism.
Let’s Review Your Coverage
Non-collision incidents can happen when you least expect them, but the right insurance policy can make all the difference. Contact Cunningham Insurance LTD today to review your auto insurance coverage and ensure you’re prepared for whatever comes your way in Mount Vernon. We’re here to help you stay protected on the road.
