What to Know About Insurance in Knox County

Rural roads, river flooding, and working farms shape the coverage Mount Vernon households need.

• Ohio Auto Requirements

  Ohio requires at least 25/50/25 liability: $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage. Many drivers carry higher limits.

• Deer on Knox County Roads

  Deer cross rural roads most often in the fall. Hitting a deer is covered under comprehensive, not collision, so check that your auto policy includes it.

• Flood Near the Kokosing River

  Standard home policies don't cover flood damage. Homes near the Kokosing River and its creeks can add a separate flood insurance policy.

• Farms and Acreage

  A home policy may not cover barns, equipment, or livestock. A farm policy can cover the house and the operation under one plan.